Tariff
Fees and charges
GST applies where indicated. The sanction letter is the contracted tariff.
| Fee | Basis | GST |
|---|---|---|
| Processing Fee | 0.50% of facility | Yes |
| Documentation Fee | ₹25,000 fixed | Yes |
| Inspection / Site Visit Fee | ₹15,000 fixed | Yes |
| Commitment Fee | 0.25% of facility | Yes |
| Foreclosure Charge | 1.00% of facility | Yes |
| Penal Charge | 2.00% of facility | Yes |
Penal interest
Added to the contracted rate when a demand is overdue.
| Slab | Ageing | Add-on |
|---|---|---|
| Early overdue | 1–30 DPD | +1.00% p.a. |
| Moderate overdue | 31–60 DPD | +2.00% p.a. |
| Severe overdue | 61–90 DPD | +3.00% p.a. |
| NPA / chronic overdue | 91+ DPD | +4.00% p.a. |